SWP Calculator
Plan your financial future with our smart SWP tool.
How to Use Our SWP Calculator: A Step-by-Step Guide
Planning your finances is crucial, and our Systematic Withdrawal Plan (SWP) Calculator is designed to make it easy. This powerful tool helps you understand how to generate a regular income from your investments. Follow this simple guide to get started.
Step 1: Enter Your Total Investment
In the “Total Investment (₹)” field, enter the full amount you have invested. For example, if you have invested ten lakh rupees, enter 1000000.
Step 2: Specify Your Monthly Withdrawal
In the “Monthly Withdrawal (₹)” field, type the fixed amount you need for your monthly expenses, for example, 8000.
Step 3: Add the Expected Annual Return
In the “Expected Annual Return (%)” field, enter your estimated annual profit percentage. A typical estimate might be 12%.
Step 4: Set the Time Period
In the “Time Period (Years)” field, enter the total number of years you plan to withdraw money, for instance, 20.
Step 5: Calculate and Understand Your Results
After filling all fields, click the “Calculate Your Returns” button. The calculator will show you:
- Total Amount Withdrawn: The total sum of money you will receive over the entire period.
- Final Capital Balance: The estimated value of your investment remaining at the end of the period.